API First, New Age
Loan Management Software

Built For Scale

At Synoriq, we're dedicated to elevating your lending experience. Our expert solutions are tailored for banks and NBFCs, setting the stage for a new era in financial services.

Scalability and Security

Super Compliant

100+ APIs

Excellence in Support

Hassle Free Migration

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Glimpses of Synoriq LMS

Focus on innovation in customer acquisition - leave the boring loan management to us

New age lending trends

Co-lending/BC and securitization module
FLDG and partner interest payouts
Subvention
Limit management - multiple loan products against single limit
Structured repayment schedule
BNPL / Supply Chain / Micro Lap / Gold Loans / Salary Advance / Dropline OD / Daily Installment
API first

Operations

System generated documents including Statement of Account, Foreclosure Letter, List of Documents
NACH / PDC management
60+ reports
Management dashboards
Automated CKYC reporting
Configurability of appropriation sequence
Ability to define a separate appropriation sequence on NPA
Alerts to customers via SMS, Email and WhatsApp
Bureau reporting

NPA management

DPD (Days Past Due) as per IRAC norms
Auto classification on EOD to SMA-0, SMA-1, SMA-2, sub-standard, doubtful-1, doubtful-2, doubtful-3, Loss
Auto movement of accrued interest to suspended interest
Accounting write-off and write back of accounts
Interest accrual in suspended
Auto percolation of NPA status to linked accounts
NPA upgradation only after all accounts are standard

Accounting

Voucher accounting - product / scheme / branch level
GST, TDS and Invoicing handling
IndAS compliant
Accounting templates product / asset classification wise
Automated accounting

Banking

Automated disbursement through bank integrations
Automatic EMI presentation and response update
PDC / NACH handling

Controls

Maker-checker
Audit trails for all changes including backdated repayment schedule
2000+ validations

Trusted Among Industry Leaders

Growth catalyst for the lenders

Experience control with Synoriq LMS. Scale with confidence of compliance

30+

Lenders

12 Lakh+

Loan Accounts Managed

100+

Synorites

Synoriq LMS Highlights

Cost Efficient

With variable pricing based on book size. Synoriq LMS has been proven to be very cost effective with premium support

Automation

Synoriq LMS majorly focuses on automation in disbursement, Payment, Collection and much more

NPA Management

Auto classification on EOD to SMA-0, SMA-1 SMA-2, sub-standard, doubtful-1, doubtful-2, doubtful-3, Loss

Regulatory Compliance

Synoriq LMS is designed to ensure compliance with all the regulatory requirements and guidelines set by RBI

In-Built Co-Lending

Synoriq LMS come with in-built co-lending capabilities with both CLM-1 and CLM-2 model supported

Extensive Coverage

With more than 15+ Line Business Supported, Synoriq LMS built on a platform to support and configure any kind of Loan

Support 15+ Loan Products

Personal Loan

Vehicle Loan

Home Loan

MicroFinance

Education Loan

Loan Against Property

Gold Loan

Merchant Cash Advance (EDI)

Equipment Financing

Dropline OD

Co-lending

Supply Chain Financing

Loan Against Sec (LAS)

Earned Wage Access

Credit line on UPI

Let's Hear from our Customers what they say about us

We signed Loan Management System of Synoriq in December 2022 to replace the existing system. The data migration was seamless and was completely owned responsibly by Team Synoriq. They immensely helped us in setting up the accounting strategies and accounting templates.
The system is user friendly and accommodates most of the business needs.The integration of our in-house Loan Origination system with LMS was also seamless.
They are engaged with us in the development of new functionalities and the willingness to do the innovative additions is appreciable. The support is prompt and fantastic which is helping us stabilise the system .
We wish team Synoriq all the very best

Himanshu Gupta

CEO, Moneywise

SalarySe sought a modern LMS for the lending platform. Synoriq impressed with deep expertise and swift delivery, including custom features like single limit and convert-to-EMI. Smooth API integration made in-house development a breeze. Highly recommend Synoriq for FinTech lenders!

Saumeet Nanda

Co-Founder, SalarySe

We have been associated with Synoriq for the past 3 years. Their customer centricity and support are worth the appreciation. Disbursement processes become smooth and cancellations have reduced due to transparent processes.
Thanks to Synoriq for also incorporating our inputs in the product. Their constant striving for improvement is quite visible in the whole team.